Question 1

What types of business loans can we help you with?

Accepted Answer

We’re here to support your growth with tailored business loans! Whether you need short-term funding or long-term financing, we’ll customize options to match your unique needs.

Question 2

What is a business loan?

Accepted Answer

A business loan is funding provided to help companies cover expenses such as expansion, equipment purchases, stock, marketing, or managing cash flow. Intelligent Funding works with a panel of trusted lenders to help businesses access suitable finance solutions.

Question 3

Who can apply for a business loan?

Accepted Answer

We support a wide range of businesses, including:
Sole traders
Partnerships
Limited companies
Start-ups (subject to criteria)
Eligibility depends on factors such as trading history, turnover, and credit profile.

Question 4

How much can you borrow with a business loan?

Accepted Answer

You can typically borrow between £5,000 and £500,000+, depending on your business performance and the lender's criteria. It's all about finding the right fit for your needs and affordability!

Question 5

What can you use a business loan for?

Accepted Answer

You can use a business loan for lots of things, including cash flow support, equipment or vehicle purchases, stock, premises expansion, marketing, growth, or debt consolidation. It’s flexible funding designed around what your business needs most!

Question 6

Do i need to provide security?

Accepted Answer

Some business loans are unsecured, meaning no asset is required as collateral. Larger loan amounts may require a personal guarantee or security. We will clearly explain your options before you proceed.

Question 7

Can I get a business loan with bad credit?

Accepted Answer

It may still be possible. Intelligent Funding works with a broad panel of lenders, including those who consider businesses with less-than-perfect credit. Approval depends on your current financial position and affordability.

Question 8

How long can I repay the loan over?

Accepted Answer

Repayment terms typically range from 6 months to 5 years, depending on the loan type and lender.

Question 9

What documents are required to apply?

Accepted Answer

You may need:
Recent business bank statements
Proof of ID
Company registration details
Latest accounts or management figures
Requirements vary depending on your business structure and the lender.

Question 10

Are there any early repayment options?

Accepted Answer

Yes, many lenders allow early settlement. Some agreements may include early repayment fees, which will be outlined in your offer before you commit.

Question 11

Why choose Intelligent Funding?

Accepted Answer

Access to multiple UK lenders
Competitive and flexible funding solutions
Fast application process
Straightforward, transparent guidance
Dedicated support from start to finish
We aim to make business finance simple, efficient, and tailored to your goals.

Frequently asked questions