We’re here to support your growth with tailored business loans! Whether you need short-term funding or long-term financing, we’ll customize options to match your unique needs.
A business loan is funding provided to help companies cover expenses such as expansion, equipment purchases, stock, marketing, or managing cash flow. Intelligent Funding works with a panel of trusted lenders to help businesses access suitable finance solutions.
We support a wide range of businesses, including:
• Sole traders
• Partnerships
• Limited companies
• Start-ups (subject to criteria)
Eligibility depends on factors such as trading history, turnover, and credit profile.
Loan amounts typically range from £5,000 to £500,000+, depending on your business performance and the lender’s criteria. The amount available to you will be based on affordability and financial assessment.
Business loans can be used for:
• Managing cash flow
• Purchasing equipment or vehicles
• Buying stock
• Expanding premises
• Marketing and growth
• Consolidating existing business debt
Funds are generally flexible and tailored to your business needs.
Some business loans are unsecured, meaning no asset is required as collateral. Larger loan amounts may require a personal guarantee or security. We will clearly explain your options before you proceed.
It may still be possible. Intelligent Funding works with a broad panel of lenders, including those who consider businesses with less-than-perfect credit. Approval depends on your current financial position and affordability.
Repayment terms typically range from 6 months to 5 years, depending on the loan type and lender.
You may need:
• Recent business bank statements
• Proof of ID
• Company registration details
• Latest accounts or management figures
Requirements vary depending on your business structure and the lender.
Yes, many lenders allow early settlement. Some agreements may include early repayment fees, which will be outlined in your offer before you commit.
• Access to multiple UK lenders
• Competitive and flexible funding solutions
• Fast application process
• Straightforward, transparent guidance
• Dedicated support from start to finish
We aim to make business finance simple, efficient, and tailored to your goals.