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Business Asset Refinance & Debt Consolidation Solutions

Unlock the Value in Your Assets and Streamline Your Business Cash Flow

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Is your money tied up in machinery, vehicles, or equipment? Or are several monthly repayments making cash flow harder to manage? At Intelligent Funding, we help UK businesses release cash from assets and combine debts into one simpler payment.

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What is Business Asset Refinance?

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Asset refinance lets you access the value in equipment your business already owns. You can release cash from an asset while continuing to use it in your business.

Key Benefits of Refinancing:

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  • Release cash: Turn assets such as HGVs, CNC machines, or tractors into working capital.

  • Reduce monthly costs: Replace expensive short-term debt with a more manageable agreement.

  • Keep credit available: Leave overdrafts and other credit lines free for when you need them.

Simplify with Business Debt Consolidation

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Managing several lenders, rates, and payment dates can be stressful. Our debt consolidation loans can bring your business debts together into one monthly payment.

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Why Consolidate Your Business Debt?

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  • One monthly payment: Make accounting easier and reduce admin.

  • Improve cash flow: A longer term or better rate could lower your monthly repayments.

  • Fixed rates: Know what you’ll pay each month with clear, predictable repayments.

Why choose Intelligent Funding?

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With over 25 years of experience, we help you find the right finance option from our panel of UK lenders.

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Feature                       Our Approach

Speed Fast decisions, often within 24–48 hours.

Expertise Support for sectors such as haulage, construction, and healthcare.

Flexibility Options for SMEs, including businesses with more complex credit needs.

Transparency Clear, honest communication from an FCA-regulated broker.

Common Assets We Refinance

 

We can help refinance many types of business assets, including:

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  • Transport: Trucks, trailers, and van fleets.

  • Construction: Plant machinery, excavators, and site cabins.

  • Agriculture: Tractors and harvesting equipment.

  • Medical: X-ray machines and dental chairs.

Ready to optimise Your Business Finance?

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Don’t let complicated finance slow your business down. Speak to Intelligent Funding today to see how much cash you could release.

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Call us: 01937 413888

Email: enquiries@intelligent-funding.co.uk

Get a Free No-Obligation Quote Today

Intelligent Funding Ltd

12 Bankfield

Bardsey

Leeds

LS17 9AP

01937 413888

Enquiries@intelligent-funding.co.uk

Company Number: 16417253

Intelligent Funding Ltd, registered office: 12 Bankfield, Bardsey, Leeds, LS17 9AP, registered number 1641725.

Intelligent Funding Ltd is an Appointed Representative of EFT Finance Limited which is authorized and regulated by the Financial Conduct Authority, FRN 667290.

Commission Disclosure Notice:

We do not charge our customers a fee for our broker services. We receive a commission from the funders that we introduce our customers to. The commission paid to Intelligent Funding Ltd is included in every quote we provide. If you enter into an agreement introduced by Intelligent Funding Ltd, you will be provided with the amount of commission that we earn on that agreement and how it was calculated. Our goal is to arrange the most suitable and attractive finance for our customers with the most suitable funder, to help our customers grow their business. 

 

​Intelligent Funding Ltd is a broker not a lender. Not all our activities are regulated by the Financial Conduct Authority. Please ask for further information.

 

Links to the attached privacy policy and complaints policy here.

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