Business Asset Refinance & Debt Consolidation Solutions
Unlock the Value in Your Assets and Streamline Your Business Cash Flow
Is your business capital tied up in existing machinery, vehicles, or equipment? Or are you managing multiple monthly repayments that are straining your cash flow? At Intelligent Funding, we specialize in asset refinance and business debt consolidation, helping UK companies simplify their finances and release vital working capital.
What is Business Asset Refinance?
Asset refinance allows you to unlock the "sunk" value in equipment your business already owns. By selling the asset to a lender and leasing it back, you receive an immediate cash injection to use for growth, tax bills, or operational costs—while still keeping the equipment on-site and in use.
Key Benefits of Refinancing:
-
Release Working Capital: Convert hard assets like HGVs, CNC machines, or tractors into liquid cash.
-
Lower Monthly Costs: Replace high-interest short-term debt with a structured, lower-rate agreement.
-
Preserve Credit Lines: Keep your bank overdrafts and other credit lines free for emergencies.
Simplify with Business Debt Consolidation
Managing various lenders, different interest rates, and multiple payment dates is a time-consuming administrative burden. Our debt consolidation loans allow you to merge multiple business liabilities into one single, manageable monthly payment.
Why Consolidate Your Business Debt?
-
One Monthly Payment: Simplify your accounting and reduce administrative stress.
-
Improve Cash Flow: By extending the term or securing a better rate, you can significantly reduce your total monthly outgoings.
-
Fixed Rates: Protect your business from market fluctuations with predictable, fixed-rate repayments.
Why choose Intelligent Funding?
With over 125 years of combined experience, we don’t just offer "off-the-shelf" loans. We act as your dedicated credit broker to find the right fit from our extensive panel of UK lenders.
Feature Our Approach
Speed Fast decisions, often within 24–48 hours.
Expertise Specialist knowledge in Haulage, Construction, and Healthcare.
Flexibility Solutions for SMEs, even those with complex credit profiles.
Transparency FCA-regulated brokerage with clear, honest communication.
Common Assets We Refinance
We provide funding against a vast range of "hard" and "soft" assets, including:
-
Transport: Trucks, trailers, and van fleets.
-
Construction: Plant machinery, excavators, and site cabins.
-
Agriculture: Tractors and harvesting equipment.
-
Medical: X-ray machines and dental chairs.
Ready to Optimise Your Business Finance?
Don't let rigid finance structures hold your growth back. Speak to an Intelligent Funding specialist today to see how much capital you could release.
Call us: 01937 413888
Email: enquiries@intelligent-funding.co.uk